Most of us today do our shopping online and we pay for all the merchandise and servicesusing online or mobile banking, but to complete thetransaction one requires OTP (One Time Password)from the bank providing online banking. At the point of convenience we forget that the SMS containing the OTP is been routed through the Service Providers exposing the confidential data to an unauthorised person (The third party at the service provider company).The same thing happens when certain amount is debited or credited to your account and the details of the last transaction with current balance information will be sent to you through SMS.